Healthcare scams are on the rise, and one company facing serious legal trouble is Health Matching Account Services (HMAS). If you’ve ever used their services—or are just hearing about them now—you need to understand what’s happening. This article explains the lawsuit in plain language, who’s affected, and what you can do if you’ve been wronged.
Customers accuse HMAS of misleading them about healthcare savings.Lawsuits claim unauthorized charges and deceptive practices.Some people struggled to cancel or get refunds.Legal action could lead to refunds for affected customers.Always verify healthcare financial services before signing up.
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What Is Health Matching Account Services (HMAS)?
Health Matching Account Services (HMAS) is a company that offers healthcare reimbursement plans and benefit-matching programs. They advertise ways to help people save money on medical expenses by linking their spending to special accounts.
However, many customers say the promises didn’t match reality. Some reported:
- Hidden fees that weren’t disclosed upfront.
- Money taken from accounts without permission.
- Difficulty canceling or getting refunds.
- Little to no actual savings on medical costs.
- Because of these issues, multiple lawsuits have been filed against HMAS.
Why Is HMAS Being Sued?
The lawsuits accuse the company of several unfair and possibly illegal practices:
1. False Advertising
Many customers say HMAS exaggerated how much money they could save. Some were told they’d get big discounts on medical bills, but in reality, they saw no real benefits.
2. Unauthorized Charges
Several people reported unexpected withdrawals from their bank accounts. In some cases, HMAS continued charging customers even after they canceled their memberships.
3. Poor Refund Policies
Getting money back was reportedly extremely difficult. Customers complained that HMAS ignored refund requests or made the process confusing.
4. Breach of Consumer Protection Laws
Legislation such as the Federal Trade Commission (FTC) Act and state consumer protection laws outlaw deceptive business acts. The lawsuits contend that HMAS violated these regulations.
Who Is Affected by the Lawsuit?
You might be part of this case if:
✔ You signed up for an HMAS health benefit plan.
✔ You were charged fees but received little or no benefit.
✔ You noticed unauthorized withdrawals from your account.
✔ You tried to cancel but faced obstacles.
People in these situations are joining class-action lawsuits to demand refunds and hold HMAS accountable.
What Should You Do If You Were Scammed?
If you believe HMAS misled you or took money unfairly, follow these steps:
1. Review Your Bank and Credit Card Statements
Look for any unexpected charges from HMAS. If you find any, dispute them immediately with your bank or credit card company.
2. Contact HMAS for a Refund
Try reaching out to their customer service to request your money back. Keep records of all emails, calls, and responses.
3. Report the Problem
File complaints with:
- Better Business Bureau (BBB) – They track company scams.
- Federal Trade Commission (FTC) – Handles fraud cases.
- Your State Attorney General – Can take legal action against deceptive businesses.
4. Consider Joining the Lawsuit
Law firms are gathering affected customers for class-action lawsuits. If successful, you might get a refund or compensation.
3 Critical FAQs About the HMAS Lawsuit
Can I Still Get My Money Back?
Yes! If you were wrongly charged, you may be eligible for a refund. Start by contacting HMAS, then explore legal options if they don’t respond.
Is HMAS a Complete Scam?
While HMAS operates as a legal business, many customers believe their practices are misleading and unfair. Always research before signing up for any financial health service.
How Do I Join the Lawsuit Against HMAS?
Search online for “HMAS class-action lawsuit” or contact a consumer rights lawyer to see if you qualify.
Final Thoughts
The HMAS lawsuit is a reminder to always be cautious with healthcare financial services. If something sounds too good to be true, it probably is. If you were affected:
- Check your bank statements for unauthorized charges.
- Demand a refund from HMAS.
- Report them to consumer protection agencies.
- Consider legal action if necessary.